The first account you open at HCU will be your primary savings account. This is the basic building block of all of our accounts.
Opening a savings account at HCU only requires an initial deposit of $6.00. The minimum balance of this account is $5.00, with a $1.00 one-time membership fee. If for any reason you ever need to leave HCU, your $5.00 will be returned to you.
Dividends compound and pay monthly on balances of $100 and above (18 and older).
For an account to be classified as a savings account (regular share and money market accounts), financial institutions must restrict transfers and third party withdrawals from the account to six (6) per month.
This account not only helps alleviate the worry of Christmas shopping expenses, but earns dividends for the member as well. The money is available to the member on or about October 1 of each year, just in time for those early shoppers.
Start saving now for your next vacation with HCU’s Vacation Club Account. The money is available to the member on or about February 28 of each year, just in time for spring break and summer.