Personal/Lifestyle Loans

Signature Loan: This is an unsecured loan that can be used for any number of unexpected expenses. A personal loan can be repaid in convenient and affordable monthly installments.

• Simple Interest Loan - You only pay interest for the time that the money is actually borrowed.
  
  
• Up to 36 Months - Get lower monthly payments with terms to suit your needs.
  
  
• Loan Coupon Books Available - Make record keeping easy with the use of a loan coupon book.
  
  
• Low Cost Credit Life Insurance - This can provide for the payoff of the entire loan balance in the event of the borrower's death.
  
  
• 2 to 3 Hour Approval Processing - Quick turn around time with a process that is quick and easy.
  
  
• No Penalty for Pre-Payment - You can pay your loan off early and save interest because there is no pre-payment penalty clause at Heartland.
  
  
• Current Rates

*Rate is available to qualified borrowers. Rate assumes a .25% reduction for PPlus relationship