Check Card Services
With an HCU Visa Check Card, you can make purchases anywhere Visa is accepted and not have to hassle with writing a check. With your HCU Check Card you can access the ATM and if your card is used as a signature based transaction, your purchases are protected by Visa.
Save yourself the cost of checks, the hassle of writing one and save a tree at the same time!
How do I earn cash back?
When you use your HCU Check Card, choose “Credit” when paying for your purchase. The purchase will be deducted from your checking account just like writing a check. Many merchants will try to direct you to enter a PIN, but you should have the option to hit “cancel” when asked for your PIN#, and the optional screen to sign for the transaction
will appear. So when you are given a choice, choose “credit” and earn some extra money!
Members will earn %.40 of their monthly signature-based transactions back! For example, if you spent $1500, you’ve made $6.00. This is free money! All you have to do is what you’ve been doing already - using your HCU Check Card.**
** This account is subject to change at any time. All qualifying checking accounts must have E-statements and Home Banking with Heartland Credit Union. Any monthly amount less than $1.50 or more than $15 will not be awarded to the members account. The reward will be posted to the members account within the first 10 business days of the following month. Other conditions may apply.