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Savings Rates

Rates as of November 1, 2020

Saving Rates

AccountBranchRateAPY
Savings AccountHCU0.100 % 0.100 %
Christmas ClubHCU0.150 % 0.150 %
Vacation ClubHCU0.150 % 0.150 %
IRA Savings AccountHCU0.300 % 0.300 %
Round Up SavingsHCU2.000 % 2.020 %

Selected Rates current as of 7/23/2021, for approved customers.

Money Market Account

TermBranchRateAPY
$0-$1,999.99HCU0.000 % 0.000 %
$2,000-$9,999.99HCU0.100 % 0.100 %
$10,000-$24,999.99HCU0.100 % 0.100 %
$25,000 and aboveHCU0.200 % 0.200 %

Selected Rates current as of 7/23/2021, for approved customers.

Platinum Money Market Account

TermBranchRateAPY
$0 - $24,999.99HCU0.100 % 0.100 %
$25,000 - $49,999.99HCU0.200 % 0.200 %
$50,000.00-$99,999.99HCU0.250 % 0.250 %
$100,000.00 and aboveHCU0.300 % 0.300 %

Selected Rates current as of 7/23/2021, for approved customers.

Certificate Rates

TermBranchRateAPY
3 month*HCU0.150 % 0.150 %
6 month*HCU0.250 % 0.250 %
7 month**HCU0.250 % 0.250 %
11 month**HCU0.250 % 0.250 %
11 month****HCU0.300 % 0.300 %
12 month**HCU0.350 % 0.350 %
13 month**HCU0.350 % 0.350 %
14 month**HCU0.350 % 0.350 %
15 MonthHCU0.350 % 0.350 %
16 month**HCU0.400 % 0.400 %
17 month**HCU0.400 % 0.400 %
18 month**HCU0.450 % 0.450 %
24 month**HCU0.550 % 0.550 %
30 month**HCU0.550 % 0.550 %
36 month**HCU0.650 % 0.650 %
48 month**HCU0.850 % 0.850 %
60 month***HCU1.000 % 1.010 %

* $1,000.00 minimum balance is required. 90 day early withdrawal penalty.
** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
***Minimum balance of $10,000 in required. 180 day early withdrawal penalty.
**** Minimum balance of $5,000 is required. 180 day early withdrawal penalty.

Selected Rates current as of 7/23/2021, for approved customers.

Teen Club Certificates

TermBranchRateAPY
3 month*HCU0.150 % 0.150 %
6 month*HCU0.250 % 0.250 %
12 month*HCU0.350 % 0.350 %

Selected Rates current as of 7/23/2021, for approved customers.