Savings Rates

Rates as of Jan. 1, 2020

Saving Rates

AccountBranchRateAPY
Savings AccountHCU0.450 % 0.450 %
Christmas ClubHCU0.500 % 0.500 %
Vacation ClubHCU0.500 % 0.500 %
IRA Savings AccountHCU0.650 % 0.650 %
Round Up Saving Challenge 2019HCU2.000 % 2.020 %

Selected Rates current as of 1/7/2020, for approved customers.

Money Market Account

TermBranchRateAPY
$0-$1,999.99HCU0.000 % 0.000 %
$2,000-$9,999.99HCU0.450 % 0.450 %
$10,000-$24,999.99HCU0.450 % 0.450 %
$25,000 and aboveHCU0.550 % 0.550 %

Selected Rates current as of 1/7/2020, for approved customers.

Platinum Money Market Account

TermBranchRateAPY
$0 - $24,999.99HCU0.450 % 0.450 %
$25,000 - $49,999.99HCU0.600 % 0.600 %
$50,000.00-$99,999.99HCU0.800 % 0.800 %
$100,000.00 and aboveHCU0.950 % 0.950 %

Selected Rates current as of 1/7/2020, for approved customers.

Certificate Rates

TermBranchRateAPY
3 month*HCU0.500 % 0.500 %
6 month*HCU0.900 % 0.900 %
7 month**HCU0.900 % 0.900 %
11 month**HCU0.900 % 0.900 %
11 month****HCU0.950 % 0.950 %
12 month**HCU1.250 % 1.260 %
13 month**HCU1.250 % 1.260 %
14 month**HCU1.250 % 1.260 %
15 MonthHCU1.450 % 1.460 %
16 month**HCU1.450 % 1.460 %
17 month**HCU1.450 % 1.460 %
18 month**HCU1.550 % 1.560 %
24 month**HCU1.800 % 1.820 %
30 month**HCU1.800 % 1.820 %
36 month**HCU2.000 % 2.020 %
48 month**HCU2.100 % 2.120 %
60 month***HCU2.200 % 2.220 %

* $1,000.00 minimum balance is required. 90 day early withdrawal penalty.
** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
***Minimum balance of $10,000 in required. Special Certificates - Available for a limited time only
**** Minimum balance of $5,000 is required. 180 day early withdrawal penalty.

Selected Rates current as of 1/7/2020, for approved customers.

Teen Club Certificates

TermBranchRateAPY
3 month*HCU0.500 % 0.500 %
6 month*HCU0.900 % 0.900 %
12 month*HCU1.250 % 1.260 %

Selected Rates current as of 1/7/2020, for approved customers.