Little Savers. Big Dreams.
HCU Kids Club
Good money habits can start at any age. HCU Kids Club helps children learn how to save, make smart money choices, and build confidence, one dollar at a time. All HCU members from birth through age 12 are automatically enrolled in Kids Club.
HCU Kids Club gives families tools and experiences that make learning about money practical, rewarding and fun.
Visit any branch to sign up for Kids Club!
More Than a Savings Account
Kids Club members receive:
- An HCU savings account to begin building their own savings
- A piggy bank when the account is opened
- Invitations to special HCU Kids Club events
- Access to the Kids and Teen Add-On Certificate for longer-term savings goals
- Age-appropriate opportunities to learn about earning, saving, spending and giving
- Access to Greenlight through an eligible parent or guardian’s HCU checking account
Call or contact us to get started!
Learn by Doing with Greenlight, the Debit Card for Kids
Greenlight gives kids hands-on experience managing money while parents remain in control.
Families can use Greenlight to:
- Assign chores and automate allowance
- Create savings goals
- Help children practice spending with a debit card designed for kids and teens
- Set flexible spending controls
- Receive real-time purchase notifications
- Track balances and transactions together
- Build financial knowledge through interactive learning activities
Greenlight turns everyday moments into opportunities to build lifelong financial confidence.
Learn more about the Greenlight program at HCU
Greenlight terms and conditions.
Saving for Something Bigger?
Kids and Teen Add-On Certificate of Deposit
It’s a great option for birthdays, holidays, a first car, college or any dream they’re working toward.
View current savings rate
Dividend Rate is fixed for 12 months. The annual percentage yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. The Dividend Period is 12 months. Dividends are calculated using the daily balance method and compounded and credited monthly. Dividends will begin to accrue on noncash deposits on the business day you make the deposit. Additional deposits are allowed. Withdrawals of principal are subject to penalties. Withdrawal of dividends are not subject to penalty. We may impose a penalty equal to 90 days dividends on any amount withdrawn subject to penalty. The Minimum Opening Deposit and Minimum Account Balance is $25.00. The account will renew automatically at maturity; you have a grace period of ten (10) days after maturity in which to withdraw without penalty.
A $5 minimum deposit and one-time $1 membership fee are required. The account must remain active to receive club benefits. Greenlight eligibility, plan features and terms apply. An eligible HCU checking account must be connected as the Greenlight funding source. Upgrades may result in additional fees.