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Savings Rates


Saving Rates

AccountBranchRateAPY
Savings AccountHCU0.400 % 0.400 %
Christmas ClubHCU0.450 % 0.450 %
Vacation ClubHCU0.450 % 0.450 %
IRA Savings AccountHCU0.600 % 0.600 %
Round Up SavingsHCU2.000 % 2.020 %

Selected Rates current as of 3/8/2023, for approved members.

Money Market Account

TermBranchRateAPY
$0-$1,999.99HCU0.000 % 0.000 %
$2,000-$9,999.99HCU1.450 % 1.460 %
$10,000-$24,999.99HCU1.450 % 1.460 %
$25,000 and aboveHCU1.550 % 1.560 %

Selected Rates current as of 3/8/2023, for approved members.

Platinum Money Market Account

TermBranchRateAPY
$0 - $24,999.99HCU1.450 % 1.460 %
$25,000 - $49,999.99HCU1.550 % 1.560 %
$50,000.00-$99,999.99HCU1.600 % 1.610 %
$100,000.00 and aboveHCU1.650 % 1.660 %

Selected Rates current as of 3/8/2023, for approved members.

Certificate Rates

TermBranchRateAPY
3 month*HCU2.350 % 2.380 %
6 month*HCU2.600 % 2.630 %
7 month**HCU2.650 % 2.680 %
11 month**HCU2.800 % 2.840 %
11 month****HCU2.850 % 2.890 %
12 month**HCU3.500 % 3.560 %
13 month**HCU3.500 % 3.560 %
14 month**HCU3.500 % 3.560 %
15 MonthHCU3.500 % 3.560 %
16 month**HCU3.500 % 3.560 %
17 month**HCU3.500 % 3.560 %
18 month**HCU3.500 % 3.560 %
24 month**HCU3.500 % 3.560 %
30 month**HCU3.200 % 3.250 %
36 month**HCU3.250 % 3.300 %
48 month**HCU3.350 % 3.400 %
60 month***HCU3.450 % 3.510 %

* $1,000.00 minimum balance is required. 90 day early withdrawal penalty.
** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
***Minimum balance of $10,000 in required. 180 day early withdrawal penalty.
**** Minimum balance of $5,000 is required. 180 day early withdrawal penalty.

Selected Rates current as of 3/8/2023, for approved members.

Teen Club Certificates

TermBranchRateAPY
3 month*HCU2.350 % 2.380 %
6 month*HCU2.600 % 2.630 %
12 month*HCU3.500 % 3.560 %

Selected Rates current as of 3/8/2023, for approved members.