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Savings Rates

Rates as of October 31, 2022

Saving Rates

AccountBranchRateAPY
Savings AccountHCU0.200 % 0.200 %
Christmas ClubHCU0.250 % 0.250 %
Vacation ClubHCU0.250 % 0.250 %
IRA Savings AccountHCU0.400 % 0.400 %
Round Up SavingsHCU2.000 % 2.020 %

Selected Rates current as of 11/28/2022, for approved customers.

Money Market Account

TermBranchRateAPY
$0-$1,999.99HCU0.000 % 0.000 %
$2,000-$9,999.99HCU0.800 % 0.800 %
$10,000-$24,999.99HCU0.800 % 0.800 %
$25,000 and aboveHCU0.900 % 0.900 %

Selected Rates current as of 11/28/2022, for approved customers.

Platinum Money Market Account

TermBranchRateAPY
$0 - $24,999.99HCU0.800 % 0.800 %
$25,000 - $49,999.99HCU0.900 % 0.900 %
$50,000.00-$99,999.99HCU0.950 % 0.950 %
$100,000.00 and aboveHCU1.000 % 1.010 %

Selected Rates current as of 11/28/2022, for approved customers.

Certificate Rates

TermBranchRateAPY
3 month*HCU1.000 % 1.010 %
6 month*HCU1.250 % 1.260 %
7 month**HCU1.300 % 1.310 %
11 month**HCU1.450 % 1.460 %
11 month****HCU1.500 % 1.510 %
12 month**HCU1.550 % 1.560 %
13 month**HCU1.550 % 1.560 %
14 month**HCU1.550 % 1.560 %
15 MonthHCU1.550 % 1.560 %
16 month**HCU1.600 % 1.610 %
17 month**HCU1.600 % 1.610 %
18 month**HCU1.700 % 1.710 %
24 month**HCU1.800 % 1.820 %
30 month**HCU1.850 % 1.870 %
36 month**HCU1.900 % 1.920 %
48 month**HCU2.000 % 2.020 %
60 month***HCU2.100 % 2.120 %

* $1,000.00 minimum balance is required. 90 day early withdrawal penalty.
** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
***Minimum balance of $10,000 in required. 180 day early withdrawal penalty.
**** Minimum balance of $5,000 is required. 180 day early withdrawal penalty.

Selected Rates current as of 11/28/2022, for approved customers.

Teen Club Certificates

TermBranchRateAPY
3 month*HCU1.000 % 1.010 %
6 month*HCU1.250 % 1.260 %
12 month*HCU1.550 % 1.560 %

Selected Rates current as of 11/28/2022, for approved customers.