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Savings Rates


Saving Rates

AccountBranchRateAPY
Savings AccountHCU0.600 % 0.600 %
Christmas ClubHCU0.650 % 0.650 %
Vacation ClubHCU0.650 % 0.650 %
IRA Savings AccountHCU0.800 % 0.800 %
Round Up SavingsHCU2.000 % 2.020 %

Selected Rates current as of 11/29/2023, for approved members.

Money Management Checking

TermBranchRateAPY
$0.00 - $1,999.99HCU0.000 % 0.000 %
$2,000.00 - $9,999.99HCU0.750 % 0.750 %
$10,000 - $24,999.99HCU1.150 % 1.160 %
$25,000.00 and aboveHCU1.900 % 1.920 %

Selected Rates current as of 11/29/2023, for approved members.

Money Market Account

TermBranchRateAPY
$0-$1,999.99HCU0.000 % 0.000 %
$2,000-$9,999.99HCU0.800 % 0.800 %
$10,000-$24,999.99HCU1.200 % 1.210 %
$25,000 and aboveHCU1.950 % 1.970 %

Selected Rates current as of 11/29/2023, for approved members.

Platinum Money Market Account

TermBranchRateAPY
$0 - $24,999.99HCU0.600 % 0.600 %
$25,000 - $49,999.99HCU1.950 % 1.970 %
$50,000.00 - $99,999.99HCU2.000 % 2.020 %
$100,000.00 - $249,999.99HCU2.550 % 2.580 %
$250,000.00 and aboveHCU3.050 % 3.090 %

Selected Rates current as of 11/29/2023, for approved members.

Certificate Rates

TermBranchRateAPY
3 month*HCU3.450 % 3.510 %
6 month*HCU3.700 % 3.760 %
7 month**HCU3.750 % 3.820 %
11 month**HCU3.900 % 3.970 %
11 month****HCU3.950 % 4.020 %
12 month**HCU4.500 % 4.590 %
12 month - Special***HCU4.890 % 5.000 %
13 month**HCU4.500 % 4.590 %
14 month**HCU4.500 % 4.590 %
15 MonthHCU4.500 % 4.590 %
16 month**HCU4.500 % 4.590 %
17 month**HCU4.500 % 4.590 %
18 month**HCU4.500 % 4.590 %
24 month**HCU4.250 % 4.330 %
30 month**HCU4.300 % 4.390 %
36 month**HCU4.350 % 4.440 %
48 month**HCU4.400 % 4.490 %
60 month***HCU4.450 % 4.540 %

* $1,000.00 minimum balance is required. 90 day early withdrawal penalty.
** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
***Minimum balance of $10,000 in required. 180 day early withdrawal penalty.
**** Minimum balance of $5,000 is required. 180 day early withdrawal penalty.

Selected Rates current as of 11/29/2023, for approved members.

Teen Club Certificates

TermBranchRateAPY
3 month*HCU3.450 % 3.510 %
6 month*HCU3.700 % 3.760 %
12 month*HCU4.500 % 4.590 %

Selected Rates current as of 11/29/2023, for approved members.

* Annual Percentage Yield (APY)