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Savings Rates


Saving Rates

AccountBranchRateAPY
Savings AccountHCU0.850 % 0.850 %
Christmas ClubHCU0.900 % 0.900 %
Vacation ClubHCU0.900 % 0.900 %
IRA Savings AccountHCU1.050 % 1.060 %
Round Up SavingsHCU2.000 % 2.020 %

Selected Rates current as of 7/12/2024, for approved members.

Money Management Checking

TermBranchRateAPY
$0.00 - $1,999.99HCU0.000 % 0.000 %
$2,000.00 - $9,999.99HCU1.000 % 1.010 %
$10,000 - $24,999.99HCU1.400 % 1.410 %
$25,000.00 and aboveHCU2.150 % 2.170 %

Selected Rates current as of 7/12/2024, for approved members.

Money Market Account

TermBranchRateAPY
$0-$1,999.99HCU0.000 % 0.000 %
$2,000-$9,999.99HCU1.050 % 1.060 %
$10,000-$24,999.99HCU1.450 % 1.460 %
$25,000 and aboveHCU2.200 % 2.220 %

Selected Rates current as of 7/12/2024, for approved members.

Platinum Money Market Account

TermBranchRateAPY
$0 - $24,999.99HCU0.850 % 0.850 %
$25,000 - $49,999.99HCU2.250 % 2.270 %
$50,000.00 - $99,999.99HCU2.500 % 2.530 %
$100,000.00 - $249,999.99HCU3.000 % 3.040 %
$250,000.00 and aboveHCU3.500 % 3.560 %

Selected Rates current as of 7/12/2024, for approved members.

Certificate Rates

TermBranchRateAPY
3 month*HCU3.450 % 3.510 %
6 month*HCU3.700 % 3.760 %
7 month**HCU3.750 % 3.820 %
11 month**HCU3.900 % 3.970 %
11 month****HCU3.950 % 4.020 %
12 month**HCU4.650 % 4.750 %
13 month**HCU4.250 % 4.330 %
14 month**HCU4.250 % 4.330 %
15 MonthHCU4.250 % 4.330 %
16 month**HCU4.250 % 4.330 %
17 month**HCU4.250 % 4.330 %
18 month**HCU4.250 % 4.330 %
24 month**HCU4.250 % 4.330 %
30 month**HCU4.250 % 4.330 %
36 month**HCU4.300 % 4.390 %
48 month**HCU4.400 % 4.490 %
60 month***HCU4.450 % 4.540 %

* $1,000.00 minimum balance is required. 90 day early withdrawal penalty.
** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
***Minimum balance of $10,000 in required. 180 day early withdrawal penalty.
**** Minimum balance of $5,000 is required. 180 day early withdrawal penalty.

Selected Rates current as of 7/12/2024, for approved members.

Teen Club Certificates

TermBranchRateAPY
3 month*HCU3.450 % 3.510 %
6 month*HCU3.700 % 3.760 %
12 month*HCU4.500 % 4.590 %

Selected Rates current as of 7/12/2024, for approved members.

* Annual Percentage Yield (APY)