Check Cards

With an HCU MasterCard© Check Card, you can make purchases anywhere MasterCard is accepted. You have access any ATM and if your card is used as a signature based transaction, your purchases are protected by MasterCard.


Security and Fraud Prevention

In order to provide additional security to your Heartland Credit Union Check Card, fraud prevention rules have been created for all Check Card Holders. If you plan to travel, please contact the Credit Union. As always, we suggest that all members review their account activity on a regular basis to prevent fraudulent activity from occurring.  If your transaction is denied at a merchant location, please try processing your transaction by using your four digit PIN. If you have any questions, please contact us at 217-726-8877.

For your safety, if your card is not used within 12 months the card will be closed.

EMV Check Card Information