FREE CHECKING
Our completely FREE basic checking requires no minimum balance. It is a non-dividend earning account, but it is a great fit if you want flexibility in your monthly balance. Plus, you still receive the HCU checking account benefits listed below.
Re-order checks | Contact Us | Call 217-726-8877
BENEFITS OF FREE CHECKING ACCOUNT
All checking account members receive:
MONEY MANAGEMENT CHECKING
If you routinely carry a high balance in your checking account, our Money Management Checking Account may be a great fit for you. The Annual Percentage Yields are tiered at $2,000, $10,000 and $25,000. The higher your balance, the better the dividend returned. Money Management Checking Accounts that fall below the $2,000 minimum balance requirement will be charged a $5 monthly fee.
Re-order checks | Contact Us | Call 217-726-8877
BENEFITS OF MONEY MANAGEMENT CHECKING ACCOUNT
All checking account members receive:
View Money Management Checking Rates
*Heartland Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Heartland Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 05/01/2026. Offer subject to change and partner participation. See terms at greenlight.com/promotionsgeneralterms for details. Subject to minimum balance requirements and identity verification. Offer subject to change or renewal.
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.